The TruYou badge is given to users who provide a form of valid self identification. You agree to promptly notify the OfferUp Parties of any third-party Claims, cooperate with the OfferUp Parties in defending such Claims and pay all fees, costs and expenses associated with defending such Claims (including, but not limited to, attorneys' fees). You may cancel your membership online and request a refund within 60 days of your initial purchase date of an eligible Aura membership purchase by calling us at 1-855-712-0021. Child members on the family plan will only have access to online account monitoring and social security number monitoring features. Our Services allow you and other users to create, post, store and share content, including but not limited to messages, text, photos, graphics, videos, software, code, company logo or marks, job descriptions, and other materials (collectively, "User Content"). You also agree that the OfferUp Parties will have control of the defense or settlement, at OfferUp's sole option, of any third-party Claims. Continually monitor your credit report and bank accounts for signs of fraud. OfferUp uses third parties to provide services such as user verification and the OfferUp Payment Solution. The most recent version of the JAMS Rules are available on the JAMS website and are hereby incorporated by reference. DO NOT USE THIS FEATURE IF THE FOREGOING IS NOT TRUE. OfferUp does not participate in the job application or screening process, and all communications between OfferUp users and job posters will occur outside of the OfferUp Platform. 10 Common OfferUp Scams to Watch Out For - Reader's Digest If you are under 18 years of age (or the age of legal majority where you live), you may use our Services only under the supervision of a parent or legal guardian who agrees to be bound by these Terms. Please refer to our Jobs Support pages for additional information about posting jobs on OfferUp. Except for small claims disputes in which you or OfferUp seeks to bring an individual action in small claims court located in the county of your billing address or disputes in which you or OfferUp seeks injunctive or other equitable relief for the alleged unlawful use of intellectual property, you and OfferUp waive your rights to a jury trial and to have any dispute arising out of or related to these Terms or our Services resolved in court. At first, the scenario didnt seem that out of place, but then the seller started making more and more unusual requests including moving the sale away from the OfferUp platform. Offerup notes that sellers might request gift cards; a certified check; payment via Venmo, PayPal or Cash App; or a wire payment via Western Union or MoneyGram. After the buyer expresses interest in a listing, the seller asks to send a verification code via phone or email as a security precaution. You may also promote your items for a fee. The buyer has two days to make a complaint about the transaction. OfferUp is integrated with Stripe, Inc.'s ("Stripe") services to allow sellers to accept credit card and other electronic payment methods for goods they list for sale on the OfferUp Service. If Stripe discontinues providing services in connection with the OfferUp Payment Solution, you authorize Stripe to share your payment method information with an alternative Payment Provider. Ironically, scam artists get away with making suspicious requests by appealing to a persons fear of being scammed. Is OfferUp Safe & Legit? What Buyers & Sellers Need To Know Of course, this solution doesnt apply to in-person transactions or transactions that were completed outside of the OfferUp platform. Buyers who have requested items be shipped to them pay for the cost of shipping items. When a seller accepts a buyer's offer to purchase an item and have it shipped to them, OfferUp will charge or put a hold on the buyer's method of payment, pending delivery of the item. Ship it: When you accept an offer, we'll authorize the buyer's payment and hold it until you ship. Without limiting the forgoing, you will not: If you engage in any of the conduct described above or similar conduct, OfferUp may suspend or terminate your right to access the Services. Communication between buyers & sellers happens through the app via secure messaging. Thanks to all authors for creating a page that has been read 109,575 times. Is OfferUp Safe? Is OfferUp Legit or a Scam? - AdvisoryHQ Facebook Marketplace vs. OfferUp: Who's the winner? YOU ACKNOWLEDGE AND AGREE THAT THERE ARE RISKS ASSOCIATED WITH USING AN INTERNET-BASED MARKETPLACE AND INTERACTING WITH OTHER USERS IN PERSON AS OUTLINED IN SECTION 17. 512(c)(3) for the requirements of a proper notification. You will not (and will not allow or authorize any third-party to) post, upload to, transmit, distribute, store, create, solicit, disclose, or otherwise publish through the OfferUp Services any User Content that: OfferUp assumes no responsibility to actively monitor User Content and does not endorse any User Content. All other trademarks, registered trademarks, product names and company names or logos mentioned on the OfferUp Services arethe property of their respective owners. We may supply different or additional terms (including, but not limited to, the terms of social media services, third-party payment processors, and third-party fulfillment providers) in relation to some of our Services, and those different or additional terms become part of your agreement with us if you use those Services. 3 days ago United States [+16463275999] Your OfferUp phone verification code is 420261. How Do You Know if a Business Is Legitimate? The fee will be determined solely by OfferUp and may vary according to the location, length of job posting, etc. Any dispute between the parties that is not subject to arbitration or cannot be heard in small claims court will be resolved in the state or federal courts of Washington and the United States, respectively, sitting in King County, Washington. We just don't know if PayPal will hold this seller's payment. Payments include: Major credit/ debit cards ( Visa, Mastercard, Discover, American Express ) - JCB Diners Club Apple Pay Pros & Cons Of Offerup The pros of Offerup are as follows: Large selection of different items Great deals available Nationwide shipping Scammers often use shipping fees as a way to complicate the transaction (and, ultimately, steal from you). 4. In the end, the buyer lost $1,600 and never received the car. 3018. A request for an invoice is suspicious behavior in. If you receive a check from an OfferUp user, don't cash it. If any provision or part of a provision of these Terms is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. By agreeing to arbitration with Onfido, you will not be able to participate as a class member or recover monetary or other relief in any class action suit that is currently pending or that may be filed in the future, including but not limited to any class action suits relating in any way to your use of the TruYou verification service provided by Onfido. You can post most items through the Services without charge. BY ACCESSING OR USING OUR SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND ALL TERMS INCORPORATED BY REFERENCE. Sellers who receive a pre-paid shipping label are charged a fee for sales that results in an item being shipped. Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Content are solely between you and the third party. Privacy Policy - OfferUp Pro Seller agrees to provide and maintain at least one valid payment method on file at all times for the purpose of paying the Subscription Fees and Additional Fees incurred by Pro Seller as well as any applicable taxes and other charges. 15 Related Topics Offerup Payment Methods Payment for shipped items is accepted only in the Offerup app. If you wish to use this feature, you must enroll for the service through Stripe. The seller has a brand new account or a profile with bad ratings. You must be at least 16 years of age to use our Services. Request a refund through OfferUp using their. When a seller accepts your offer, the payment is authorized (but not yet charged) on your card. . If you use our Services on behalf of another person or entity: (a) all references to "you" throughout these Terms will include that person or entity, (b) you represent that you are authorized to accept these Terms on that person's or entity's behalf, and (c) in the event you or the person or entity violates these Terms, the person or entity agrees to be responsible to us. If you request the TruYou badge, you represent and warrant that (a) any personal identification document that you provide to us is an unaltered and accurate image of your government-issued personal identification document, and (b) that you have all necessary permissions to provide the personal identification documents to us and your provision of the personal identification documents to us does not violate any law or regulation or cause us to be subject to any investigation, prosecution or legal action. When you post or otherwise share User Content on or through our Services, you understand that your User Content and any associated information (such as your username or profile photo) may be visible to others. OfferUp is not a party to the Stripe Services Agreement and is not responsible for the payment services provided by Stripe. Related: How To Know if Youve Received a Fake USPS Tracking Number . We may provide information about third-party products, services, activities or events, or we may allow third parties to make their content and information available on or through the Services (collectively, "Third-Party Content"). In order for us to provide our Services, you agree that we may process, transfer and store information about you in the United States and other countries, where you may not have the same rights and protections as you do under local law. A listing advertises a box of items for a bundle deal but only features a photo of the box. OfferUp may recover its reasonable attorneys' fees and court costs from you for such action. Get familiar with how common scams work to protect your family and finances. For the best chance of recovering your losses, follow these steps: Lastly, consider signing up for identity theft protection services. Some transactions, such as purchases from Pro Sellers, may only be made using the OfferUp Payment Solution. For an all-in-one digital security solution that safeguards your identity and finances, consider signing up for Aura today. But when buyers take the bait, they receive an empty box at their doorstep.. One way they catch potential buyers off guard is by telling a sob story or inventing a fake excuse as to why they need to sell their item quickly, for a low price, or without showing it to you in person. When buying from strangers online, protect yourself above all else. Were you scammed on eBay by a seller? Theres always some risk involved when buying and selling to strangers online. The score you receive with Aura is provided for educational purposes to help you understand your credit. Making or accepting payment using the OfferUp Payment Solution requires you maintain an account with OfferUp's then-current payment processor for the OfferUp Payment Solution ("Payment Provider"). The OfferUp Services allow you to post items for sale by uploading pictures and providing item descriptions. OfferUp Pro Seller Service Terms and Conditions - OfferUp United States [+19175177576] Your OfferUp phone verification code is 210399. You and OfferUp agree that any dispute arising out of or related to these Terms or our Services is personal to you and OfferUp, and that any dispute will be resolved solely through individual action, and will not be brought as a class arbitration, class action or any other type of representative proceeding. OfferUp permits sellers to post certain items as being available for shipping nationwide (within the contiguous United States). Make sure that its unique and secure (at least 10 characters long with a combination of uppercase and lowercase letters, numbers, and symbols). I have added my payment to the offerup website but now it says " We need to verify your payment method first. Except as explicitly stated in these Terms, all rights in and to the Services are reserved by us or our licensors. OfferUp may at any time, at its sole discretion, remove any job posting for any reason without providing prior notice. If there is a fee to post your item, OfferUp will notify you through the Services before you post your item. When paying and getting items shipped through OfferUp's system, you'll be covered by OfferUp's 2-Day Purchase Protection program. When OfferUp scammers want to bait several victims at once, they create multiple listings of the same item. You are not an agent of OfferUp. Use the up and down arrows to move through the list, and enter to select. This way, they can manage numerous interested buyers simultaneously., This type of scam is known as the multiple listings scam. 5 Do your best to complete the sale close to that sign. 2. If the buyer and seller cant resolve the issue together, buyers can submit a request to receive a refund through OfferUp. Lenders use many different credit scoring systems, and the score you receive with Aura is not the same score used by lenders to evaluate your credit. Walk away from transactions that involve these payment methods.. Only posts product photos from the original website that sells the items rather than photos they took themselves of items that they own. No claims between you and Onfido may be asserted on a class, collective, or representative basis or otherwise joined with the claims of anyone else. If you do not agree to the amended Terms, you must stop using our Services. Call 844-280-8229 now. When you receive the item, you'll have 2 days to evaluate it. How to avoid it: This one is . Scammers hope buyers will trust the description on the listing and overlook the fact that there arent any pictures of the items described. Dont arrange to make or accept a payment through a different service. Any claim arising out of or related to these Terms or our Services must be filed within one year after such claim arose; otherwise, the claim is permanently barred, which means that you and OfferUp will not have the right to assert the claim. ath Power Consulting was compensated by Aura to conduct this study. In addition, our products or service names, slogans, the look and feel of our websites and app, including all page headers, custom graphics, button icons and scripts, are our service marks, trademarks, and/or trade dress and may not be copied, imitated or used, in whole or in part, without our express prior written permission. IF YOU DO NOT WISH TO BE SUBJECT TO ARBITRATION, YOU MAY OPT OUT OF THE ARBITRATION PROVISION BY FOLLOWING THE INSTRUCTIONS PROVIDED IN SECTION 21 OR 22. Identity theft and fraud protection for your finances, personal info, and devices. Alternately, you can submit general inquiries regarding these Terms or our Services to [emailprotected]erup.com. Nicole also holds an MFA in Creative Writing from Portland State University and teaches composition, fiction-writing, and zine-making at various institutions. 1716 and 39 U.S.C. ** Free trial offer can only be redeemed once per customer. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/8\/8b\/Avoid-Scams-on-OfferUp-on-Android-Step-1.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-1.jpg","bigUrl":"\/images\/thumb\/8\/8b\/Avoid-Scams-on-OfferUp-on-Android-Step-1.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
License: Fair Use<\/a> (screenshot) License: Fair Use<\/a> (screenshot) License: Fair Use<\/a> (screenshot) License: Fair Use<\/a> (screenshot) License: Fair Use<\/a> (screenshot) License: Fair Use<\/a> (screenshot) License: Fair Use<\/a> (screenshot) Lister Hospital, Stevenage Deaths,
Alcatel Hotspot Connected But No Internet,
Articles O
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/c5\/Avoid-Scams-on-OfferUp-on-Android-Step-2.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-2.jpg","bigUrl":"\/images\/thumb\/c\/c5\/Avoid-Scams-on-OfferUp-on-Android-Step-2.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/2\/22\/Avoid-Scams-on-OfferUp-on-Android-Step-3.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-3.jpg","bigUrl":"\/images\/thumb\/2\/22\/Avoid-Scams-on-OfferUp-on-Android-Step-3.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f0\/Avoid-Scams-on-OfferUp-on-Android-Step-4.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-4.jpg","bigUrl":"\/images\/thumb\/f\/f0\/Avoid-Scams-on-OfferUp-on-Android-Step-4.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/6\/69\/Avoid-Scams-on-OfferUp-on-Android-Step-5.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-5.jpg","bigUrl":"\/images\/thumb\/6\/69\/Avoid-Scams-on-OfferUp-on-Android-Step-5.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-5.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/ce\/Avoid-Scams-on-OfferUp-on-Android-Step-6.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-6.jpg","bigUrl":"\/images\/thumb\/c\/ce\/Avoid-Scams-on-OfferUp-on-Android-Step-6.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-6.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/e9\/Avoid-Scams-on-OfferUp-on-Android-Step-7.jpg\/v4-460px-Avoid-Scams-on-OfferUp-on-Android-Step-7.jpg","bigUrl":"\/images\/thumb\/e\/e9\/Avoid-Scams-on-OfferUp-on-Android-Step-7.jpg\/aid10218488-v4-728px-Avoid-Scams-on-OfferUp-on-Android-Step-7.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
\n<\/p><\/div>"}. To the fullest extent permitted by applicable law, you release OfferUp and the other OfferUp Parties from responsibility, liability, claims, demands and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between users, job applicants and job posters, and the acts or omissions of third parties. Harassment or offensive communications/actions, Offering counterfeit or otherwise fraudulent items, Using or attempting to use a fraudulent payment method, Offering multiple items that violate OfferUps. File a chargeback complaint with your credit card company. You'll also get the "Verified for payments" badge added to your profile. Such payments are made directly between the buyer and the seller when they complete their transaction, pursuant to terms they determine. If a seller truly has something of value to list, theres no need to proliferate the post on any platform. OfferUp also provides a shipment option so that users can reach beyond their local neighborhoods. Additionally, you may only register for an OfferUp account if you are legally permitted to, and do, live in the United States or one of its territories. Enforcement of this Section 7 is solely at OfferUp's discretion, and failure to enforce this section in some instances does not constitute a waiver of our right to enforce it in other instances. And this was my FIRST ATTEMPT at using the app. Offer Up New Hold and Payment Method (Part 1) LatinTotal 7.78K subscribers Subscribe 166 Share 20K views 3 years ago #sidehustle #offerup #latintotal We gonna talk about offer up new payment. Take it as confirmation that the seller is not trustworthy. 7 Common OfferUp Scams - Low Income Relief The victim lost $500, and the scammer disappeared with the money. Download the free app and start browsing nearby deals on everything from cars and electronics to furniture. Any request for a verification code is a major red flag. In the event . OfferUp may revoke or terminate your License to access or use the OfferUp Services for any reason without notice at OfferUp's sole discretion. The seller asks you to follow a link to another website to continue the transaction. How to Sell on OfferUp to Make Extra Money - Clark Howard THE PAYMENT PROVIDER MUST ACCEPT YOUR APPLICATION TO USE THE OFFERUP PAYMENT SOLUTION BEFORE YOU CAN RECEIVE SALES PROCEEDS VIA THE OFFERUP PAYMENT SOLUTION. To the fullest extent permitted by applicable law, OfferUp and the other OfferUp Parties will not be liable to you under any theory of liabilitywhether based in contract, tort, negligence, warranty, or otherwisefor any indirect, consequential, incidental, or special damages or lost profits, even if OfferUp or the other OfferUp Parties have been advised of the possibility of such damages. Only accept or use OfferUp-approved payment methods. Choose a delivery method: You can choose to sell only locally or ship your item nationwide. Many scams begin with the scammer sending a large, but fraudulent, check. To receive the TruYou badge, users must provide certain personal identification documents (e.g., a driver's license). We use cookies to make wikiHow great. The upside of shipping is that more people will see your post. You have the right to opt out of binding arbitration within 30 days of the date you first accepted the terms of this Section 21 by emailing OfferUp at [emailprotected]. Attempt to obtain the password, account information, or other security information of another user; or. When You provide User Content in connection with these third party tools, You may be sharing User Content with these third parties. B. Is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, or inflammatory; Is fraudulent, misleading or false, may encourage deceptive activity, or would otherwise constitute as duplicitous behavior; Is, in OfferUp's judgment, disrespectful, inappropriate, or may expose OfferUp, our users or others to harm or liability; May infringe the patent, trademark, trade secret, copyright, intellectual, privacy or proprietary right of any party; Would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party or otherwise create liability or violate any local, state, national or international law; Includes any statements or claims that do not reflect your honest views and experiences; Contains any unsolicited marketing promotions, political campaigning, advertising, or solicitations; Contains any private information of any third parties, including addresses, phone numbers and payment card information; or. Related: How To Identify Fake Websites (11 Warning Signs) , Scammers prefer platforms like Venmo, Cash App, PayPal, and Zelle where its much harder for buyers to cancel a payment or successfully claim unauthorized charges., The same goes for other alternate forms of payment, such as wire transfers (like through MoneyGram or Western Union), gift cards (like Amazon or Google Play), and cryptocurrency (like Bitcoin). As compared to the competition. Lost my business before they even had it. This article was co-authored by wikiHow staff writer. All purchases made using the OfferUp Payment Solution are made directly between you and the other party according to these Terms and any other terms the parties mutually determine. Stripe provides these services directly to sellers pursuant to its own terms and privacy policy. By using our site, you agree to our. How do I confirm payment on the app. If you are in a state where OfferUp does not collect sales tax on your behalf, you are required to collect all applicable sales taxes for sales made through the OfferUp Services. Check the user's ratings. An offer to cover the shipping cost or otherwise deviate from OfferUps standard processes is a major sign of a scam. Watch Out For These 7 Awful OfferUp Scams (New for 2022) OfferUp is an online sales platform created in 2011 that allows you to buy or sell items. By opting out of binding arbitration, you are agreeing to resolve disputes in accordance with Section 23. Results based on a 2022 mystery shopper consumer study conducted by ath Power Consulting. Some of these methods are untraceable, making it a lot more difficult to . What happened to the Cothrons is just one story in a sea of reports describing online marketplace scams. Responds to your posting instantly, and requests your phone number to speed up the process. Scam artists are experts at getting around systems that are designed to keep them out. For any arbitration initiated by OfferUp, OfferUp will pay all JAMS fees and costs. 2. You'll find this section on the "Firm on price" option. If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to be fully responsible for the acts or omissions of such user in relation to our Services. You and OfferUp agree that for any arbitration you initiate, you will pay the filing fee and OfferUp will pay the remaining JAMS fees and costs. But one sob story, an email from a fake address, and $800 worth of gift cards later, Colleen Cothron and her husband realized that the sympathetic seller was a scammer in disguise [*]. One of these features is TruYou, an identity verification system used to instill trust between buyers and sellers. Dont panic. Sends you a link to a new listing of the item youre interested in, or wants to move the sale to another platform. If you're shopping locally, buyers and sellers negotiate on a price and choose a public location to meet, where buyers provide payment in cash. You and OfferUp agree that arbitrations will be held in accordance with the JAMS Streamlined Arbitration Rules and Procedures ("JAMS Rules"). Blocking Calls From Scam Likely with T-Mobile, iPhone, and Android, https://ask.offerup.com/Reputation/887968071/About-TruYou.htm, Betrugsmaschen bei OfferUp auf Android vermeiden, Menghindari Penipuan di OfferUp (Android), Oplichting op OfferUp voorkomen op Android. Lists an item at a price thats too good to be true, or advertises that it must sell quickly.. Some OfferUp scammers try to steal peoples information by leading them to fake websites that look very similar to the official OfferUp website. If you signed up for Aura through a free trial, then your membership purchase date will be the date you signed up for your free trial, and you will have 60 days from the date you signed up for your free trial to cancel and request a refund. OfferUp shows you what's selling nearby in your local community. 1. 15 Amazon Scams You Didnt Know About (Until Now). Posts multiple listings with the same photos, and has minimal history on OfferUp. Robert Downey Jr. joins Aura to spotlight the crisis of online crime. No Representative Actions. All disputes submitted to JAMS will be resolved through confidential, binding arbitration before one arbitrator. Instead, for any dispute or claim that you have against OfferUp or relating in any way to the Services, you agree to first contact OfferUp and attempt to resolve the claim informally by sending a written notice of your claim ("Notice") to OfferUp by email at [emailprotected] or by certified mail addressed to OfferUp Inc., Attn: OfferUp Designated Agent, 1100 Bellevue Way NE, Suite 8(A), #57, Bellevue, Washington 98004. In this common OfferUp scam, the seller offers to cover shipping costs so that they can invoice you for the shipping fees after the fact. Only use approved payment methods. Uses an email address designed to look like its from the official OfferUp website (for example, offerup@easytransactions.com). OfferUp is a free website through which people can buy and sell items with others in their community similar to Craigslist and Facebook Marketplace.
offerup verify payment methodPearl Dent
offerup verify payment method
offerup verify payment method
offerup verify payment method